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Bank of the San Juans
Online Banking Access

Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. One of our business checking accounts is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.

Every new Business Checking account comes with:


  • FREE VISA® Debit Card
  • FREE Basic Online Banking & Bill Pay
  • FREE eStatements
  • FREE Gift to thank you for your business
  • Plus, we will buy back your unused business checks or debit card for $25 from another financial institution.

Welcome to Our Enhanced Business Checking Accounts

Totally Free Business Checking

A free account with all the essentials! No minimum balance or monthly service charge. 
 

Simply Business Checking

For the larger business with moderate account activity and additional services!

Commercial Checking

Our Treasury Management team will design a solution for you!
 

Account Details

Totally Free Business Checking

A free account for your business needs. Perfect for most businesses!

  • 200 FREE items per statement cycle
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders
 
Simply Business Checking
  • No minimum balance
  • Up to 500 FREE items per statement cycle
  • Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders
  • Excess item fee $0.50 per item over 500
  • Excess cash fee of 0.12% for cash over $10,000


 
Commercial Checking
  • Eligible for earnings credit from deposit balances which may offset monthly service charge
  • Standard fees include: $10 Monthly maintenance fee, 0.012% deposit protection assessment fee (on monthly avg collected balance per acct up to $250,000) plus account activity fees; $0.10 per debit, $0.25 per credit, $0.10 deposited items, cash and loose coin $0.10 per $100, rolled coin $0.05 per roll
  • Business Online Banking with customized Treasury Management Solutions available
  • Other fees may apply as additional services are selected


Items include all debits, credits, and deposited items.  If the account exceeds the free items per statement cycle, $10,000 in coin and currency deposits or withdrawals per statement cycle, including change orders, or requires additional regulatory oversight, the Totally Free Business account may be changed to Simply Business Checking and Simply Business Checking may be changed to Commercial Checking both of which include additional fees. 

Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. See fee schedule for details. $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented. Free gift provided at the time of account opening. Ask us for details. Bank rules and regulations apply.